DISCLOSURES

Sanford Advisory Services, LLC (“Sanford Advisory”) is an SEC registered investment adviser located in Portage, Michigan.  Sanford Advisory may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.  Sanford Advisory’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of Sanford Advisory’s web site on the Internet should not be construed by any consumer and/or prospective client as Sanford Advisory’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by Sanford Advisory with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  A copy of Sanford Advisory’s current written disclosure Brochure discussing Sanford Advisory’s business operations, services, and fees is available from Sanford Advisory upon written request.  Sanford Advisory does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Sanford Advisory web site or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

 

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Sanford Advisory), will be profitable or equal any historical performance level(s).

 

Certain portions of Sanford Advisory’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Sanford Advisory (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Sanford Advisory, or from any other investment professional.  Sanford Advisory is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

 

Please Note: Limitations: Neither rankings and/or recognition by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Sanford Advisory Services, LLC is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (see link as to participation data/criteria, to the extent applicable). Unless expressly indicated to the contrary, Abbrev did not pay a fee to be included on any such ranking. No ranking or recognition should be construed as a current or past endorsement of Sanford Advisory Services, LLC by any of its clients.  ANY QUESTIONS: Lori Bumgart remains available to address any questions regarding rankings and/or recognitions, including providing the criteria used for any reflected ranking.

 

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Sanford Advisory’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Sanford Advisory, or from any other investment professional.

 

Each client and prospective client agrees, as a condition precedent to his/her/its access to Sanford Advisory’s web site, to release and hold harmless Sanford Advisory, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Sanford Advisory.

 

 

Award criteria

*Todd Sanford, The formula the FT uses to grade advisors is based on six broad factors and calculates a numeric score for each adviser. Areas of consideration include assets under management, asset growth, years of experience, industry certification, Financial Industry Regulatory Authority (Finra) compliance record, and online accessibility. FT presents the 400 as an elite group, not a competitive ranking. They acknowledge that ranking the industry’s top advisers from 1 to 400 would be a futile exercise since each takes different approaches to their practice and has different specializations. The FT methodology aims to be both quantifiable and objective.

**The criteria for this award are based on assets under management, revenues generated by advisors for their firms, and quality of practices. Barron’s examines regulatory records, internal company documents, and extensive questionnaires filled out by the advisors themselves. Investment performance isn’t explicitly a criterion, because the advisors pursue a wide range of investment goals for their clients. In assembling the rankings, they included more advisors for the larger states than for the smaller ones, in proportion to state populations.

***** Barron’s “Top 1,200 Financial Advisors - Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.  The rankings are based on data provided by over 4,000 individual advisors and their firms and include qualitative and quantitative criteria. Factors included in the rankings: assets under management, revenue produced for the firm, regulatory record, quality of practice, and philanthropic work. Investment performance is not an explicit component because not all advisors have audited results and because performance figures often are influenced more by clients’ risk tolerance than by an advisor’s investment picking abilities. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of the advisor’s future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating. Barron’s is not affiliated with Raymond James. 

**Awarded by Todd Sanford- The Forbes ranking of Best-In-State Wealth Advisors (2017), developed by SHOOK Research, is based on an algorithm of qualitative criteria and quantitative data. Those advisors who are considered have a minimum of seven years of experience, and the algorithm weighs factors like revenue trends, AUM, compliance records, industry experience, and those who encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and a lack of audited data. Out of 21,138 advisors nominated by their firms, 2,213 received the award. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of an individual client's experience. Neither Raymond James nor any of its financial advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/best-in-state-wealth-advisors for more info.