Personal Financial Planning
Our responsibility is to be your professional advisor and advocate. We understand that every client's financial situation is unique. We approach financial management by developing a personalized comprehensive financial plan. This approach is important in allowing the plan to be maintained through the inevitable bumps life will bring. We are conservative in our investment and planning approach
Select each topic below to learn more about our process.
Financial Assessment
We will conduct a thorough review of your assets and any outstanding debts to identify financial strengths and weaknesses. It is our firm belief that the easiest path to wealth creation and financial independence is to become debt-free and stay that way.
Personalized
goals
Many of our clients have unique goals they are trying to achieve, such as paying for a college education, retiring early, or leaving a charitable legacy. We will discuss these goals and propose ways to help reach the intended target.
Tax
planning
We will assess projected income and taxation issues to determine if there are ways to reduce tax liabilities.
Risk
Assessment
We will review situations that could lead to unforeseen liability and suggest methods of reducing or transferring risk.
Retirement
planning
Projecting future income levels, asset values, and spending needs could allow for a more interactive and meaningful approach to identify sources of income in retirement.
Estate
Planning
We assess the need for updating wills, revising trusts, or naming a power of attorney over financial and/or health care matters. In addition, we will discuss how you wish to leave assets to family or charity at death.
portfolio
analysis &
construction
First, we will conduct an analysis to gain a thorough understanding of the current investments. We will also conduct a qualitative assessment to identify strengths and weaknesses. Upon completion of our analysis, we will propose an investment strategy which will meet the stated objectives most effectively.